Website Privacy Policy for Capital Risk Underwriters.

 No warranties and no liability

Social media, website and templates are provided as is, without any representations or warranties, express or implied. We make no representations or warranties in relation to this website or the templates.

Nothing on social media, website and templates constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal matter you should consult an appropriately qualified lawyer.

We will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to this website or the templates for any direct, indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

Nothing in this disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this disclaimer will exclude or limit our liability in respect of any matter which it would be illegal or unlawful to exclude or limit, or to attempt or purport to exclude or limit, our liability.

This describes our privacy policy, procedures and practices for individuals who seek or obtain General Liability, Commercial Auto, Workers Compensation, Property, and other liability insurance needs:

You may be asked to give us more details in writing or over the phone. In addition, we may receive and check your past insurance claims from insurance support organizations or your former insurers.

As allowed by law, we may ask for reports reporting agencies concerning your application for insurance or any renewal of insurance. Information given to us by an insurance support organization, including consumer reporting agencies may be retained by them and disclosed to other persons.

For general liability, automobile, property, or workers compensation, we or an inspector from an independent company may visit the property to inspect and report on its condition. In some cases, information may be collected.

As a part of our application and underwriting process, in most states, we use the information you give us, and other reports for underwriting and the price we will charge.

We will use information about you to quote your insurance needs, service your insurance and settle claims. We may give the information to other persons or companies to help us manage or service you and our business.